Atlanta community banks lend to developers, professional practices, small businesses and nonprofits across metro Atlanta and north Georgia. Atlanta community banks get managed IT from ITServices.Tech, with help desk support, security, backups and planning in a single agreement.
Community banking in Atlanta
Atlanta’s community banks compete with national banks by knowing their markets, from Buckhead private banking to small business lending in Gwinnett and Cobb and construction lending in fast-growing counties to the north and south. Several also partner with fintech companies on payments or deposit products.
Exams and notification
Georgia state banks are examined by the Department of Banking and Finance together with the FDIC or the Federal Reserve, and national banks by the OCC. Federal rules give a bank no more than a day and a half after determining that a notification incident occurred to tell its primary federal regulator. Risk assessment and program design remain with management; we run assigned controls and keep the records.
Fintech partnerships
Bank and fintech partnerships bring APIs, data feeds and vendor access that examiners scrutinize closely. Documented access, monitoring, change records and regular access reviews help you show that third-party connections are under control.
Construction and real estate lending
Construction draws and commercial loans involve inspections, appraisals and many parties. Secure exchange with borrowers and title attorneys, encrypted laptops and organized loan files protect data and speed approvals.
Wire and ACH fraud
Business customers and closing attorneys are frequent fraud targets. Two-person approval, hardware security keys for staff who release payments, monitoring and callbacks to known numbers stop most attempts.
Continuity
Storms can close branches and operations centers. Off-site backups, remote access, an alternate location and an annual exercise keep the bank running.
IT services for Atlanta community banks
- Locked-down workstations for wire and ACH work
- Email protection and call-back rules against payment fraud
- Branch networks that keep teller traffic, guest Wi-Fi and cameras apart
- Records of patching, access reviews and monitoring for examiners
Everything runs under one managed IT agreement, with the help desk, monitoring, patching, Microsoft 365, security and backups handled by the same team.
Software we support
We support the workstations, branch networks and secure access around your core, such as Jack Henry SilverLake, Fiserv Premier and FIS Horizon, along with digital banking platforms like Q2, Alkami and Banno and the workstations used for FedLine and ACH origination. Each vendor supports its own platform, and we work the case with them when a problem crosses over.
Georgia data rules to know
Georgia’s breach notification law, O.C.G.A. 10-1-912, covers information brokers and government data collectors rather than most private businesses. Georgia companies still owe notice under the laws of other states where affected customers and employees live, and under federal rules such as HIPAA.
Office hours in Atlanta
Office hours for Atlanta clients are Monday to Friday, 8:00 AM to 5:00 PM Eastern, in your own time zone.
Read more about IT for community banks, managed IT services in Atlanta or all IT services in Atlanta.